This recipe is courtesy of Kraft- gotta love Kraft ;-)
Baked Apple Pancake:
you'll need : 2 tbsp. margarine (divided), 3 Granny Smith apples (thinly sliced) , 1/2 cup shredded cheddar cheese , 1 oz. Neufchatel cheese -softened (can be found with the cream cheese in the grocery store) , 1/2 fat free milk, 1/2 cup flour, 3/4 cup egg product (I use Egg Beaters), 1/4 cup Splenda (divided), 1/8 tsp salt, 1/2 tsp. ground cinnamon.
here's what you do : Heat oven to 475 degrees. Melt 1 tbsp. margarine in a large ovenproof skillet on medium heat. Add apples ; cook for 5 minutes . Top with cheddar. Whisk Neufchatel & milk in a medium bowl until blended. Stir in the flour , egg product, 1 tbsp. Splenda, and salt ; pour over the apples. Sprinkle with combined remaining Splenda and cinnamon; dot with remaining margarine. Bake for 12 to 15 minutes or until puffed & golden brown.
Yum ! Enjoy :-)